impact of microfinance on poverty reduction pdf

The research addresses the effect of micro finance loans on poverty reduction in Kenya, a case of K-Rep Bank. 1.1 Research question: How effective is the micro-finance approach in poverty reduction? 35 Full PDFs related to this paper. Download PDF Download Full PDF Package. The microcredit approach to poverty reduction is “the provision of small loans to individuals, usually within groups, as capital investment to enable income generation through self-employment” (Weber, 2006, pp.50). The paper covers the time period of 08 years from 2005 to 2012. JEL: G2; G21 Download. This study examined the impact of microfinance loan on poverty as well as answer the following question. Mmicrofinance has positive impact on the borrowers’ income especially in urban areas in India (Imai, Arun, and Annim 2010). Few of them were realized that there were mixed effects of microfinance on poverty reduction. This study analyzed the impact of micro finance and macroeconomic variables on poverty at three levels. Since, micro finance has proven to be an effective tool for poverty reduction. This is to certify that this thesis titled, “The Impact of Microfinance on Welfare and Poverty Alleviation in Southwest Nigeria” is the original work of Mr. J. N. Taiwo and is hereby submitted for the award of the Degree of Doctor of Philosophy (Ph.D) in Banking and Finance. The ordinary least squares result revealed that savings is the only major determinant of income level in Port Harcourt community. IMPACT OF MICROFINANCE ON POVERTY REDUCTION IN ETHIOPIA. cost of processing the credit becomes major cause of poverty. It is therefore essential to examine and evaluate the methods used to do so. A cross sectional data was used to carry out this impact analysis. This work examined the impact of microfinance bank in poverty reduction using Cosmopolitan microfinance bank as a case study. Thilakarathne et al., (2005) have also The purpose of this study is to investigate the impact access to microfinance institutions have on poverty reduction in Nigeria. Furthermore, the wealth of empirical evidence available to investigate the relationship of microcredit and micro-savings on poverty alleviation while few studies had identified the impact of all elements of microfinance on poverty reduction. Impact of Microfinance on Poverty Reduction: 83. entrepreneurial skills, small size of loans, investing in low value added activities, limited product diversification and poor physical infrastructure adversely affect the clients' socio-economic development. The Zimbabwe microfinance has positive impact on poverty reduction and the average income of microfinance clients was more than the average income of new clients or non-clients (Morduch and Graduate 2002). Chapter one details background of the study, research problem, research objectives and … The study concludes that microfinance institution is indeed a potent strategy of poverty reduction and a viable tool for purveying credit to the poor. IMPACT OF MICROFINANCE ON POVERTY REDUCTION IN ETHIOPIA. This paper. The Impact of Micro-finance on Self-employment and Poverty Reduction: A case of Sindh Rural Support Organization and Tameer Micro Finance Bank, Sindh Article Oct 2020 Poverty is one of the biggest issues in the world today and finding ways to reduce it is crucial. (Acha, 2012). However, microfinance can be more viable tool for sustainable poverty alleviation if more is done on programme outreach and depth than the present outreach. A short summary of this paper. 1.2 Objective of the Study: 1. The outcome of the study was to identify positive and negative effects of micro finance on poverty reduction. Microfinance supported these informal microenterprises through microcredit. 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